KUBE PAY

Website Terms of Use

Kube Finance Limited

Version 1.0 | Last updated: March 2025 | Effective date: March 2025

1. Acceptance of Terms

By accessing or using the Kube Pay website at kubepay.co.uk and any related subdomains or pages (the “Website”), you agree to be bound by these Website Terms of Use (“Terms”). If you do not agree to these Terms, you must not use the Website.

These Terms govern your use of the Website only. The use of Kube Pay’s payment platform services is governed separately by our Merchant Terms and Conditions and Payment Services Terms and Conditions, available at kubepay.co.uk/terms.

2. About Us

This Website is operated by Kube Finance Limited (trading as Kube Pay), a company registered in England and Wales (Company Number: [Insert]). Our registered office is at [Insert Address].

Payment initiation and account information services offered through this Website are regulated services provided under the FCA authorisation of Wonderful Payments Ltd (trading as Asima), FCA Financial Services Registration Number 964289, of 41 Luke Street, London, EC2A 4DP. Kube Finance Limited acts as an agent of Wonderful Payments Ltd. You can verify our status on the FCA Register at register.fca.org.uk.

3. Permitted Use

You may use the Website for lawful purposes only. You agree not to:

Use the Website in any way that is unlawful, fraudulent, or harmful, or in connection with any unlawful, fraudulent, or harmful purpose

Attempt to gain unauthorised access to any part of the Website, its servers, or any connected systems

Transmit any unsolicited or unauthorised advertising, promotional material, or spam

Knowingly introduce viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material

Use automated tools (including scrapers, bots, or crawlers) to access or extract data from the Website without our prior written consent

Reproduce, duplicate, copy, or resell any part of the Website in contravention of these Terms

Attempt to impersonate Kube Finance Limited, Wonderful Payments Ltd, Asima, or any other person or entity

4. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, and software, is the property of Kube Finance Limited or its content suppliers and is protected by UK and international copyright, trademark, and other intellectual property laws.

You may view, print, and download content from the Website for your own personal, non-commercial use only, provided you do not modify the content and you retain all copyright and proprietary notices. No other use is permitted without our prior written consent.

5. Website Availability and Accuracy

We make reasonable efforts to ensure the Website is available and that information on it is accurate and up to date. However, we do not guarantee that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.

Content on the Website is provided for general information only. It does not constitute financial advice. Nothing on this Website constitutes an offer or solicitation in any jurisdiction where we are not authorised to operate.

We reserve the right to modify, suspend, or discontinue any part of the Website at any time without notice.

6. Third-Party Links

The Website may contain links to third-party websites, including links to the websites of Wonderful Payments Ltd (Asima) and financial services regulators. These links are provided for your convenience only. We do not endorse, control, or take responsibility for the content, privacy practices, or availability of any third-party websites. Accessing third-party websites is at your own risk and is subject to their own terms and privacy policies.

7. Limitation of Liability

To the fullest extent permitted by law, Kube Finance Limited excludes all liability for any loss or damage (whether direct, indirect, consequential, or otherwise) arising from your use of, or inability to use, the Website or any content on it.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot be excluded under applicable law.

This limitation of liability does not apply to our liability arising from regulated payment services, which is governed separately under our Payment Services Terms and Conditions and applicable PSR 2017 obligations.

8. Privacy and Cookies

Your use of this Website is also governed by our Privacy Policy (kubepay.co.uk/privacy) and Cookie Policy (kubepay.co.uk/cookies), both of which are incorporated into these Terms by reference. By using the Website, you confirm that you have read and understood those policies.

9. Regulatory Disclosures

Kube Finance Limited is an agent of Wonderful Payments Ltd (trading as Asima), an FCA-authorised Payment Institution (FCA No. 964289). Payment initiation services offered through the Kube Pay platform are regulated under the Payment Services Regulations 2017.

Kube Finance Limited is registered with the Information Commissioner’s Office (ICO) as a data controller. ICO Registration Number: [Insert].

10. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of England and Wales. You and we both agree to submit to the exclusive jurisdiction of the courts of England and Wales, without prejudice to your rights as a consumer to bring proceedings in your local courts where applicable.

11. Changes to These Terms

We may revise these Terms at any time. The updated version will be posted on this page with the revised date. Continued use of the Website after any changes constitutes acceptance of the revised Terms. We encourage you to check this page periodically.

12. Contact

By email: hello@kubepay.co.uk

By post: Kube Finance Limited, [Registered Address]

Website: kubepay.co.uk

Legal Notice

These Terms of Use are provided for informational purposes. Kube Finance Limited recommends seeking independent legal counsel where required. Kube Finance Limited is an agent of Wonderful Payments Ltd (trading as Asima), FCA Registration Number 964289.